RESOURCES FOR Financial Literacy & Consumerism

Personal Financial Management Consumer Economics

Webxam: a 24/7 Online assessment delivery system created by the Center on Education and Training for Employment (CETE) at The Ohio State University.

Financial literacy: The kids weigh in. A note to all the people out there with perpetual credit card debt, mega mortgage payments and a gimme-gimme attitude about spending: Your kids are watching you. The same applies to parents with good financial habits. Even by shopping for bargains at the grocery store, you may be teaching useful lessons about managing money.

Economic Resources for K-12 Teachers: A social science, economics is the analysis and study of the consumption, the distribution and the production of services and goods. The whole point of economics is to explain how economies behave and how the agents of economics interact with each other. It is important for students to get an education in economics so that they are more capable of managing their own finances and making their personal wealth grow. Later on in life when they are adults in the working world, students will have to manage their budget, mortgages, investments and check books. To do so successfully, they need to understand precisely how the economy works so that they don’t live beyond their means and spend more than they earn, which would result in economic hardship. Here are dozens of super-comprehensive links to economic resources for teachers of Kindergarten to Twelfth Grade students.

Ohio Jump Start: Working together to promote Financial Literacy for Ohio's youth

 

Jump Start: Jump$tart is a national coalition of organizations dedicated to improving the financial literacy of pre-kindergarten through college-age youth by providing advocacy, research, standards and educational resources. Jump$tart strives to prepare youth for life-long successful financial decision-making.

PBS, Your Life,Your Money: Learn why financial literacy is more than balancing checkbooks and comparing prices.

Learn more about the Hip Hop Summit Action Network and its Get Your Money Right event. Expert Advice: Needs vs. Wants Tips for creating a budget and separating needs from wants. Home Budget Calculator This home budget calculator will help you determine where your money is actually going.

Actuarial Foundation: Free -Financial Literacy Curriculum: At a time of widespread economic turmoil and financial challenge, it is more important than ever that teens are given the knowledge and skills they need to manage their money wisely and to make smart decisions for the future. In response, The Actuarial Foundation has released Building Your Future, an engaging and relevant financial literacy curriculum to help teens master the foundational elements of personal finance and to prepare for life after high school.

Fraud Scene Investigator: Suitable Investments: an online interactive investor education program that teaches and empowers students how to detect and stop a million-dollar investment fraud and put the mysterious con man, “Mr. X,” behind bars. Through this free resource, students will learn how to research companies and understand the warning signs of fraudulent investment pitches.

TeenDollar$: announces a Podcast Series produced bythe Personal Finance class as a review for the final exam. Each student was required to create their own test by writing 40 scenario based questions and answers consistent with the coursework.

The Money Instructor: Teach and learn money skills, personal finance, money management, business, careers, real life skills, and more...Money lessons, lesson plans, worksheets, interactive lessons, and informative articles.

Why Money Matters: Connecting teachers and students to resources and community to improve financial education for all.

A Teen's Guide to Economics and Saving Money: Being a teen in the modern world can be difficult. There are several factors for teens to be able to save money and be smart savers. Teens can get the money for these purchases by getting a job, budgeting money and other ways. Here are some resources to help your teen learn about budgeting their funds.

Practical Money Skills: Financial Literacy for Everyone

Balancing Budgets Lesson Plan: Objectives, Materials, Procedures, Adaptations, Discussion Questions, Evaluation, Extensions, Suggested Readings , Links Vocabulary, Academic Standards, and Credit

Take Charge America Institute: To provide educators with ready-to-teach curriculum materials free of charge and the skills and confidence to effectively teach personal finance

Educational Reference for Business and Money Math: Childhood is the perfect time for kids to learn important skills for managing finances. Once youngsters reach independence, they will need to understand everything involved with budgeting, saving, investing, using credit, and spending responsibly. Corporate incentive cards and loyalty programs are other areas to learn about, too. Use engaging games to teach relevant finance lessons. Worksheets and lesson plans are also effective ways to teach kids sound money-management skills.

Parental Homework: Wells Fargo Building Financial Literacy in Teens

Ohio Insurance: Find information for teachers, students, consumers, speakers and more.

401kidz: Find interactive financial games, quizzes, educational contests, curriculum and resources to increase your financial literacy.

American Credit Foundation: 7 Ways to Teach Your Children About Money.

The Mint: 5 simple saving tricks: How good a saver are you? Is it easy to save money or is it tough? Here are some simple tricks to help you save money.

www.sec.gov/investor/students/tips.htm: Tips for Teaching Students About Saving and Investing.

"That's What it Means, a Practical Guide to Everyday Finance Terms,": has been converted to electronic format. It is available on many online book stores. Subjects covered are Banking & Credit, Insurance, Investing, Real Estate, and Tax and the Workplace.

The Awesome Island Game was invented by a Financial Education Teacher of the Year to help teach the most important personal finance topics in a fun and exciting way.  One game includes all the materials needed to play with as many as 30 individuals at the same time.  It is perfect for: Classroom Teachers, Community Groups, and Families.

Campaign About Credit from the U.S. Department of Treasury: As America recovers from the most severe financial crisis since the Great Depression, it’s critical that we strengthen every aspect of our financial system. That means not only strong reforms and consumer protections, but also improved financial literacy and financial access. The Obama Administration is committed to expanding the financial tools and education available to every American to help ensure that families are more secure for their financial futures.

Money Skills You Need for Life: Hands on Banking Instructional Resources: Hands on Banking® is designed for both self-paced, individual learning and classroom use. Here are resources to help you share this fun, free, and valuable program with groups of any size in four age groups.

EverFi: EverFi is a web-based, e-learning platform to help teach your students about financial literacy. Over 2,000 schools across the country use the program. The course is broken out into 10 modules, with each taking between 30-45 minutes to complete, and covers over 600 different topics.

Crisis of Credit Video: The goal of giving form to a complex situation like the credit crisis is to quickly supply the essence of the situation to those unfamiliar and uninitiated. This project was completed as part of my thesis work in the Media Design Program, a graduate studio at the Art Center College of Design in Pasadena, California. For more on my broader thesis work exploring the use of new media to make sense of a increasingly complex world, visit my website here. or email me at: jonathan.jarvis@gmail.com

NEFE: National Endowment for Financial Education Find out about NEFE's popular High School Financial Planning Program

Practical Money Skills for Life: Financial Literacy for Everyone.

The Prices Are Changing: Online Lesson: This lesson will help students to understand how markets are created by the interaction of buyers and sellers, what demand and supply are, what equilibrium price is, and how demand and supply interact with price changes.

Estimation Calculators: It's easy to plan ahead with our estimation calculators. They can help approximate the future value of your savings bonds and show how much and how long it will take to reach your goals. Use them to see how bonds can fit into your financial planning.

Take Charge Today: Provides educators with ready-to-teach lesson plans and materials free of charge, and the skills and confidence to effectively teach personal finance.

Learning About Investing For Teens: Saving money for expenses four, ten, or even fifty years down the road is not really something that people in their teens think about on a regular basis. Between school, preparing for college, tests, sports, social activities, and everything else, long-term financial planning falls by the wayside. On top of that, not many schools teach teens about the specifics of investing for the future, how it works, and what the rewards are. With a little know-how, teens can invest wisely and the profits will help ease college loans, buy a new car, a house, help start a business, and even set up a very comfortable retirement.